Buy a home now.
FREE refinance later.*

Marry the house, date the rate. Rates are temporary. If rates drop in theΒ next 3 years, we’ll cover the cost of your refinance.

*Terms apply

No documents required.      No commitment.      No hidden costs.

Buy a home now.
FREE refinance later.*

Marry the house, date the rate. Rates are temporary. If rates drop in theΒ next 3 years, we’ll cover the cost of your refinance.

*Terms apply

No documents required.
No commitment.
No hidden costs.

Featured on

Featured on

*Terms apply.

Today’s Mortgage Rates

*Terms apply.

Today’s Mortgage Rates

30-Year Fixed

Interest

6.250%

APR

7.954%

Points

1.102

πŸ‡ΊπŸ‡Έ National average: 7.29%

15-Year Fixed

Interest

5.625%

APR

5.961%

Points

1.004

πŸ‡ΊπŸ‡Έ National average: 6.59%

30-Year Fixed FHA

Interest

5.875%

APR

6.718%

Points

1.222

πŸ‡ΊπŸ‡Έ National average: 6.61%

30-Year Fixed

Interest

6.250%

APR

6.365%

Points

1.079

πŸ‡ΊπŸ‡Έ National average: 7.32%

30-Year Fixed

Interest

6.250%

APR

7.954%

Points

1.102

πŸ‡ΊπŸ‡Έ National average: 7.29%

15-Year Fixed

Interest

5.625%

APR

5.961%

Points

1.004

πŸ‡ΊπŸ‡Έ National average: 6.59%

30-Year Fixed FHA

Interest

5.875%

APR

6.718%

Points

1.222

πŸ‡ΊπŸ‡Έ National average: 6.61%

30-Year Fixed

Interest

6.250%

APR

6.365%

Points

1.079

πŸ‡ΊπŸ‡Έ National average: 7.32%

Rates as of February 21, 2024 | See Assumptions –>

Rates as of February 21, 2024 | See Assumptions –>

Lower Rates. Zero lender fees.

As a mortgage broker, we have access to multiple lenders. This means that you have more options to choose from, making it easier to find the perfect loan.

Lower Rates. Zero lender fees.

As a mortgage broker, we have access to over 50 lenders. This means that you have more options to choose from, making it easier to find the perfect loan.

How can we help you?

How can we help you?

Talk to an expert

Home purchase

Refinance

Talk to an expert

Home purchase

Refinance

We're fast to close, but never cut corners.

We’ve engineered a process to close your loan in as little as 10 days. We also monitor our competitors’ rates and always make sure ours are lower.

We're fast to close, but never cut corners.

We’ve engineered a process to close your loan in as little as 10 days. We also monitor our competitors’ rates and always make sure ours are lower.

Unlock the benefits of our
unique programs

Unlock the benefits of our
unique programs

1% DOWN PAYMENT

3 YEAR GUARANTEE

RATE
DEFENSE

18 DAY
CLOSING

1% DOWN PAYMENT

3 YEAR GUARANTEE

RATE
DEFENSE

18 DAY
CLOSING

NO CLOSING
COSTS

REALTOR
CREDITS

PRICE MATCH
GUARANTEE

NO CLOSING
COSTS

REALTOR
CREDITS

PRICE MATCH
GUARANTEE

BANKS
CREDIT UNIONS
Calling listing agents for every offer
βœ…
❌
❌
Fully underwriting pre-approvals
βœ…
Sometimes
Sometimes
60 minute response times
βœ…
Sometimes
❌
No lender fees
βœ…
❌
❌
Agressive arm pricing
❌
βœ…
βœ…
One time construction loans
❌
Sometimes
Sometimes
Bleeding edge technology
βœ…
Sometimes
❌
Lowest industry rates
βœ…
❌
❌
Close in 15 days
βœ…
❌
❌
Sophisticated loan structuring
βœ…
❌
❌
Industry leading loan officers
βœ…
❌
❌
Get the job done mentality
βœ…
❌
❌

See what homeowners are
saying about us

See what homeowners are
saying about us

We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone’s rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

– Matthew L.

Thanks again for making it an easy process

Can’t say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

– Jason W.

It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

– Justin B.

We are so glad to have found them

Josh helped our family do all 3 refi loans on our investment properties. We shopped around and found he not only best everyone’s rates but his communication and the speed of our loans closed super fast! We are so glad to have found him and highly recommend to anyone!

– Matthew L.

Thanks again for making it an easy process

Can’t say enough good things about District Lending. Very fast and responsive and the lowest rate I could find. Thanks again for all your help.

– Jason W.

It’s crazy how low the rates are!

Just signed my refi docs, [..] 3 weeks from start to finish. Total cost to refi was extremely low, better than what Quicken Loans and AmeriSave were offering. I highly recommend Josh Rapaport to help with your loan process.

– Justin B.

Delivering Mortgages in 20 states

Delivering Mortgages in 20 states

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Washington
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Indiana
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • New Jersey
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Washington

Know exactly what to expect from your loan

Get a free loan quote today and leave the guesswork behind.

No documents required.Β  Β No commitment.Β  Β  No hidden costs.

Know exactly what to expect from your loan

Get a free loan quote today and leave the guesswork behind.

No documents required.Β  Β No commitment.Β  Β  No hidden costs.

Settle down in your new home without a loan you had to settle for.

Resources

Company

Office

121 Cooper Rd. Suite 1
Oxnard, CA. 93030

Settle down in your new home without a loan you had to settle for.

Resources

Get a Quote
Apply

Company

Office

121 Cooper Rd. Suite 1
Oxnard, CA. 93030

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